Print Español

Toyota Santa Monica Online Credit Application

Get pre-approved in seconds.

Finance your next vehicle with our quick, hassle free process and view your current
credit score instantly. Just a few seconds will save you time at the dealer.

Whether your credit is good or bad, we have options that will allow you
to simplify your buying process with programs for your specific needs.



Rest assured. Our credit applications are secure and verified by GeoTrust.
              

Click the button above to get started on your instant credit approval


Car Loans in Los Angeles

The Toyota Santa Monica finance team is ready to go to work for you. No matter your credit history our financial experts will try to find the car loan or lease option that works for you. At Toyota Santa Monica we work with a network of financial institutions to get you the best possible rate on a car loan in Los Angeles. Let the staff at our Toyota dealership make the process of buying a new car as easy as it should be. Complete our online finance application and we will contact you shortly. 

Have you picked out the new Toyota or used car you are planning to purchase? You can browse Toyota Santa Monica's current inventory online where you will find prices, pictures and details about all of the new and used cars at our dealership. If you have additional questions contact us at (866) 906-4439.

Financing Navigation

Finance FAQ

Check out our online finance FAQ section for important information regarding car lease and loan characteristics.

pause

Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.